Compare Savings Accounts

Here are some of the best savings accounts in the UK as of October 2024, offering competitive rates across various account types:

Easy Access Accounts

1. Chip Easy Access Saver (via ClearBank) – 5.00% AER (with a 0.93% bonus for 12 months). There is no minimum deposit, but the rate drops to 3.90% after three withdrawals per year.

2. Cahoot Sunny Day Saver (part of Santander) – 5.00% AER for 12 months, with a minimum deposit of £1 and a maximum of £3,000

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3. Sidekick Instant Access Cash Reserve 1 – 4.89% AER (includes a 0.45% bonus for 12 months) with a £1,000 minimum deposit.

4. Monument Bank Easy Access (via Raisin) – 4.87% AER, with a minimum deposit of £1,000.

Notice Accounts

1. Prosper Savings (via Santander International) – 5.50% AER for a 365-day notice account, requiring a £20,000 minimum deposit.

2. BLME 90-Day Notice Account – 5.15% AER with a £20,000 minimum deposit.

Regular Savings Accounts

1. Principality Building Society 6-Month Regular Saver – 8.00% AER, capped at £1,200 maximum deposit.

2. First Direct Regular Saver– 7.00% AER, with a maximum deposit of £300 per month.

These accounts provide a mix of flexibility and high interest, with some of the highest rates currently available for easy access and regular savings. If you're looking for a more fixed solution, notice accounts and regular savers may offer slightly better returns but with more limitations. Always be sure to check specific terms, especially around withdrawals and deposit limits, before committing.