Compare Current Accounts

As of February 4, 2025, here are five of the top current accounts available in the UK:

Provider	Account Name	Key Features	Monthly Fee	Switching Incentive
First Direct	1st Account	- £175 switching bonus - £250 interest-free overdraft (subject to status) - Fee-free spending abroad on debit card - Highly rated customer service	£0	£175 for new customers who switch using the Current Account Switch Service (CASS) and meet the eligibility criteria.
Nationwide Building Society	FlexDirect Account	- £175 switching bonus - 5% interest on balances up to £1,500 for the first 12 months - Access to a linked regular saver paying 6.5% variable interest for a year on up to £200/month	£0	£175 for new customers who switch using CASS and meet the eligibility criteria.
Santander	Santander Edge	- £150 switching bonus - Cashback on selected household bills - Access to exclusive savings accounts	£3	£150 for new customers who switch using CASS and meet the eligibility criteria.
Starling Bank	Personal Current Account	- No fees for using your card abroad - Highly rated app - 24/7 app-based support	£0	None
Kroo	Current Account	- Competitive interest rates on balances - User-friendly mobile app - Fee-free spending abroad	£0	None

 

When choosing a current account, consider factors such as fees, interest rates, overdraft facilities, and any additional benefits or incentives. Ensure the account aligns with your financial habits and goals.