Compare Current Accounts
Here is a table of the top 5 high-interest current accounts available in the UK as of May 2025:
| Bank & Account Name | Interest Rate (AER) | Max Balance Earning Interest | Monthly Fee | Notes |
|---|---|---|---|---|
| Nationwide FlexDirect | 5.00% (12 months) | £1,500 | £0 | 5% AER for the first 12 months; reverts to 1% thereafter. Requires £1,000 monthly deposit. |
| Kroo Current Account | 3.40% | £85,000 | £0 | No monthly fee; interest paid on balances up to £85,000. |
| Santander Edge Up | 2.50% | £25,000 | £5 | Interest rate reduced from 3% to 2.5% on April 28, 2025. |
| Lloyds Bank Club Lloyds | 3.00% | £5,000 | £0 | Requires £1,500 monthly deposit and at least two direct debits. |
| Bank of Scotland Classic with Vantage | 3.00% | £5,000 | £0 | Requires £1,000 monthly deposit and at least two direct debits. |