Cashback

Cashback sites can be worth it, but their value depends on how frequently you shop online, the types of purchases you make, and the specific cashback offers available. Here are a few key considerations:

Benefits:
1. Easy Savings: Cashback sites offer a relatively effortless way to save money on purchases you would make anyway.
2. Stacking Discounts: You can often combine cashback with other discounts or coupon codes, maximizing your savings.
3. Variety of Retailers: Many cashback sites partner with a wide range of online retailers, so you’re likely to find offers for stores you already use.
4. Compounding Benefits: If you use cashback credit cards alongside cashback sites, you can double up on rewards.

Drawbacks:
1. Delayed Payments: Cashback payouts can take weeks or even months to be credited to your account, depending on the site's policies and the retailer.
2. Site Fees or Restrictions: Some cashback sites may have a minimum threshold for withdrawing your earnings or charge fees.
3. Cashback Rates Vary: The percentage of cashback may not be significant on smaller purchases, and rates can change frequently.
4. Risk of Forgetting: You need to remember to go through the cashback site every time you shop. If you forget, you miss out on the cashback.

Are They Worth It?
- If you regularly shop online and don’t mind the extra step of visiting a cashback site, the savings can add up over time.
- For infrequent or small purchases, the savings might not be substantial enough to make a big impact.

Ultimately, cashback sites can be worth it, especially if you use them strategically and consistently.